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Individual Retirement Accounts

Good planning can make your retirement years more enjoyable and can ease financial burdens later in life.

 

To help you prepare for those golden years, Peoples First offers a number of different Individual Retirement Accounts (IRAs) for your consideration.

Traditional IRA

A Traditional IRA provides income for retirement years.  Interest may be tax deferred.  Contributions may be tax deductible.  Please consult a tax advisor for more information.

Roth IRA

A Roth IRA grows tax-free and provides income for retirement years.  You can pay now and save later.  The entire contribution is yours at retirement.  Please consult a tax advisor for more information.

SEP IRA

A Simplified Employee  Pension IRA is for the self-employed and businesses with few employees.  Please consult a tax advisor for more information.

Rollover IRA

A Rollover IRA is for those who are changing jobs or those who have retirement accounts with previous employers.  Please consult a tax advisor for more information

Save the maximum amount in your IRA each year, to maximize your long term savings and the positive potential tax benefits.

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